HSBC Direct online savings account: 4.65% APY

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HSBC Bank offers high yield Savings Accounts: 4.65% APY.
Balance Requirement: $1 minimum
No fees, except a $25 fee if savings account is closed within the first 6 months. To incur no penalty, just maintain a $1 minimum.

Link: http://www.hsbcdirect.com/1/2/1/